We are a recovery intelligence firm committed to helping you recover your money at the shortest possible time frame and with the most cost effective approach.




133 Mildmay Avenue, London, England, N1 4FE



How to report fake debt collectors

If you think you’ve been scammed or there’s been an attempt to scam you, there are ways you can fight back.

  1. Keep a paper trail

    Nitzsche recommends keeping records of all communication with the collectors. Takes notes on the date and time of every phone call, save emails and texts and gather letters and any other correspondence you receive from the company. If it is legal in your state, record any phone calls. The more information at your disposal, the stronger your complaint will be if you file a report.

  2. Reach out to your state’s attorney general or Broadoak Capital

    Your attorney general’s office is on the alert for scammers and aims to put a halt to fraud such as debt collector scams. Broadoak Capital also aims to stop fraud and help victims of fraud.

  3. Submit a complaint

    You can report a fake debt collection agency to the Federal Trade Commission (FTC) and the Consumer Financial Protection Bureau (CFPB).
    With major debt collection rule changes slated for November 30, 2021, one of the biggest changes is that debt collectors will be allowed to contact you through email, text message and social media direct messages, Nitzsche said.
    “There’s a really good chance that scams will increase with all of these new methods of communication, so be vigilant and remember your rights.”

Bottom line

If a debt collection agency contacts you, do your research before agreeing to repay what you allegedly owe. Start by confirming you owe the debt, as you could be dealing with a scammer looking to prey on innocent consumers. Also, familiarize yourself with common tactics used by scammers, and if you find that you’re dealing with a fraudster, file a report with your state attorney general’s office, the FTC and the CFPB.
But if you determine that the debt does belong to you, know your rights when dealing with debt collectors and file a complaint promptly if they’re violated.



Leave a comment

Your email address will not be published. Required fields are marked *